Self Managed Pension Concept

Self Managed Pension Concept

The aim is to try not to run out of money before you run out of life Following on from previous articles about pensions, KiwiSaver and superannuation we explore the concept of utilising a capital accumulation and spending plan over the course of your natural life...
What is Good Debt and Bad Debt?

What is Good Debt and Bad Debt?

Bad Debt Is any borrowings that are used to purchase something that drops in value or has even no value after buying it. This includes easy finance from places such as furniture stores. A holiday, a car or even a spa are further examples. You are in effect paying...
8 tips for saving money on our grocery bills

8 tips for saving money on our grocery bills

If you think you're spending more at the supermarket lately, you're probably right. That's because NZ food price inflation has ratcheted up over the year to 'January 2020' increasing at nearly double the rate of inflation. Feeding yourself - and possibly others - can...
Make your money work for you

Make your money work for you

Are you looking for ways to get your money working for you, instead of you just working hard for your money? American financial guru and self-made millionaire Michael Masterson has a few useful pointers in his book 'Automatic Wealth'. He describes his book as a 'how...
Is a reverse mortgage right for you?

Is a reverse mortgage right for you?

Using the equity in your home to fund part of your retirement sounds an appealing solution especially with: Historically low-interest rates punishing those with term deposits, Reports indicating we will on average, live longer, NZ Superannuation no longer providing an...