New Zealand is in recession, so why are so many in the finance industry so confident about the future? Fergus McDonald of Nikko Asset Management explains… 2020 was a year of fear, anxiety, uncertainty and global economic defibrillation. Yet for investors it was...
Environmental Social Governance ESG is a set of minimum standards, benchmarks and acceptable industries that a fund manager will abide by in making investment decisions. Essentially its purpose is to screen out certain investments, be they bonds or shares, loans or...
Bonds under-perform stocks the longer you stay invested. This table reminds us of a key foundation of investing. Time frames are crucial in figuring out what to invest in. Long term, stocks win. Need some of your money to spend inside a few years, then cash is king,...
This is a good question that many ask as they begin to make the shift from full-time work to at least being partly retired. After all, perhaps the greatest risk in retirement is not losing money, (the thing that most of us tend to focus on) but running out of cash...
Human endeavour wins every time The graph above plots the American share market since 1871. The long term trend has to be up, so long as the free market exists. The math makes this so. You can see higher and lower than average periods, sharp falls and upwards spikes....
Over tens of thousands of years, humans have developed this trait and for most instances in life it has been very useful (in the early days it stopped us getting eaten or being drowned). When it comes to investing however, successful investors embrace risk. Yes, it is...
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