What is Good Debt and Bad Debt?

What is Good Debt and Bad Debt?

Bad Debt Is any borrowings that are used to purchase something that drops in value or has even no value after buying it. This includes easy finance from places such as furniture stores. A holiday, a car or even a spa are further examples. You are in effect paying...
Humans are programmed to avoid risk

Humans are programmed to avoid risk

Over tens of thousands of years, humans have developed this trait and for most instances in life it has been very useful (in the early days it stopped us getting eaten or being drowned). When it comes to investing however, successful investors embrace risk. Yes, it is...
Bonus Bond Wind-up

Bonus Bond Wind-up

One of our team quipped that gaining a half decent payout from these bonds was like laying bricks end to end the length of NZ with your one painted white and then having a blind man randomly tapping his cane on yours as the winner. Despite this hope has always been a...
Crisis: From the plain, not the rock face

Crisis: From the plain, not the rock face

Time is the biggest driver of success or failure when investing, yet we rarely think about it Data Source: Standard & Poors & Ritholtz Wealth Management LLC How to benefit from this article: The next time you are looking at your investment, and trying to...