Destroyers of Wealth

Destroyers of Wealth

Back in 2018 Stuff published an article by Janine Stark on 30 things that destroy your Wealth. 5 years on, here’s how we see them. Stashing Cash: There is nothing more financially devastating than holding deposits long term. Still true, but harder to see now that term...
Fund Manager Contribution – David Boyle

Fund Manager Contribution – David Boyle

We are fortunate in the financial sector to be the recipient of screeds of financial opinion pieces. On any given day there are too many to read, but I have selected a few that have passed muster for your information. The Authors of these articles are all fund...
Self Managed Pension Concept

Self Managed Pension Concept

The aim is to try not to run out of money before you run out of life Following on from previous articles about pensions, KiwiSaver and superannuation we explore the concept of utilising a capital accumulation and spending plan over the course of your natural life...
Does it matter when you invest for retirement?

Does it matter when you invest for retirement?

This is a good question that many ask as they begin to make the shift from full-time work to at least being partly retired. After all, perhaps the greatest risk in retirement is not losing money, (the thing that most of us tend to focus on) but running out of cash...
What Covid means for retirement

What Covid means for retirement

This pandemic has got a lot of people thinking about their retirement plans. From a financial planning perspective, 3 themes come through: Covid means recession Covid means low interest rates and distorted assets valuations Covid means likely adjustments for NZ Super...